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Property Improvement Loan Insurance Program

What is Property Improvement Loan Insurance Program?

The Federal Housing Administration (FHA) renders it easier for consumers to get inexpensive home improvement loans by protecting loans given by private lenders to enhance properties that satisfy certain prerequisites. Lending institutions prepare loans from their own reserves to qualified borrowers to fund these improvements.

Who is eligible for this program?

Qualifying borrowers include the owner of the property to been handed, the individual renting the property (on condition that the rent will prolong at least 6 months beyond the date when the loan must be paid back), or someone buying the property under a land installment contract.

Loan Terms

Please get in touch with an FHA-approved lender for loan term details. To find an FHA-approved lender, go to: http://www.hud.gov/ll/code/llslcrit.cfm

How to go about this program?

The following details will guide you to the following stages to apply for this benefit.

How to apply?

To get an FHA insured mortgage, get in touch with an FHA-approved lender at:
http://www.hud.gov/ll/code/llslcrit.cfm

Program Contact Information

To learn more about this program, visit:
http://portal.hud.gov/hudportal/HUD?src=/hudprograms/pili

To get in touch with a HUD Housing Counseling agency, visit:
http://www.hud.gov/counseling/

To get in touch with the Federal Housing Administration (FHA), please make use of one of the following methods:
Visit them at:
http://www.hud.gov

Write to them at: U.S. Department of Housing and Urban Development
Federal Housing Administration
451 Seventh St., SW
Washington, D.C. 20410

Call them at:
1-800-CALL-FHA (1-800-225-5342) or
via Federal Information Relay Service (w/TTY): 1-800-877-8339

Email them at:
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