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Home Rehabilitation Mortgage Insurance Program

What is Home Rehabilitation Mortgage Insurance Program?

Section 203(k) insurance allows home buyers and homeowners to fund both the purchase (and refinancing) of a house and the expenditure of its restoration via a single loan or to fund the restoration of their current home.

Who is eligible for this program?

Every individual who can meet the monthly loan payments are qualified to apply. Cooperative units do not qualify.

Loan Terms

Please get in touch with an FHA-authorized creditor for loan term details. To find an authorized creditor, please go to: http://portal.hud.gov/hudportal/HUD?src=/groups/lenders

How to go about this program?

The following details will guide you to the following stages to apply for this benefit.

How to apply?

To get an FHA insured loan, get in touch with an FHA-authorized creditor:
http://www.hud.gov/ll/code/llslcrit.cfm

Program Contact Information

To learn more about this program, visit:
http://portal.hud.gov/hudportal/HUD?src=/hudprograms/rli_section203k

To get in touch with a HUD Housing Counseling agency, visit:
http://www.hud.gov/counseling/

To get in touch with the Federal Housing Administration (FHA), please make use of one of the following methods:
Visit them at:
http://www.hud.gov

Write to them at:
U.S. Department of Housing and Urban Development
Federal Housing Administration
451 Seventh St., SW
Washington, D.C. 20410

Call them at:
1-800-CALL-FHA (1-800-225-5342) or
via Federal Information Relay Service (w/TTY): 1-800-877-8339

Email them at:
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